Most lenders instantly reject
loans. Berm Home
This presentation explains how appraisers unknowingly prevent loans by applying labels that misrepresent property liquidity.
The appraisers didn’t understand the question the lender was asking.
This home uses two upslope walls for thermal mass. The structure was classified as a Berm Home even though 85% of the walls are above ground.
Building codes require excavation so that weight bearing footers are put in undisturbed earth to limit structure settling. This technique is standard practice in split level construction.
Structures built on a slope will always have backfilled walls on the uphill sides. This technique is standard practice. Our house uses has backfilled wall on the uphill side of the grade.
A Berm Home is a mounded structure usually built on flat where dirt is mounded to enclose the living space. They usually have earth roofs and create cave-like living spaces.
This disqualified us from a loan – Ouch!
This video illustrates why it’s important to use disqualifying “labels” very carefully. These labels often transform energy efficiency features into loan disqualifying liabilities.
Using a portable bandsaw mill looks easy – just put the log in the cradle and cut away. Well… Not so much.
After a mountain of scrap, and probably 20 hours of unnecessary cuts – I eventually dialed in a method of efficiently cutting a log. This tutorial enables a beginner with a bandsaw mill to become efficient a lot faster than I did.
A section of my 2000 square foot floor.
This experiment is in search of an affordable floor. At 2000 sq/ft, a 4 inch thick floor is about 25 yards, 3 truckloads of concrete, about $3K in concrete, delivered.
A week rental on a concrete sander prices out at about $1000.
So – the hard DIY price on a sanded concrete floor is $4k. Since I have a mountain full of dead wood – maybe I can find a cheaper solution…
Continue reading Chipcrete Floor Experiment
An engineer can save you a ton of money. I never would have believed it…
Continue reading Economy of an Engineer
Goal. A basic guide of how to develop a finance-worthy structure. This matters because if you ever need to sell your house, you will have a much bigger audience if people can borrow money to buy it.
Earthship is an un-financeable because bankers perceive it’s made of trash
Features that make a premium design
The economics of simplicity
After it’s built – how much it cost to build doesn’t matter
The goal here is to start the process of promoting the next level in best practice building.
The goal of this site is to merge of ecology and style. Continue reading Innovation Party